Gas Credit Cards Applications

What advice would you give to the new credit card holders?

I am a sophomore in college, and I just put in an application for student credit cards. What I want for the small necessities like gas and groceries. What advice would you give to me Grad I do not end up in debt?

Your credit score is one of the most important factors in your life. It determines the interest rate, fees insurance, mortgage rates and even employment opportunities. You need to understand how the system and access information directly from the source of FICO. You can use the link I mentioned in the source area to see how the credit. Too many people answer such questions, but leaves many important aspects. To answer correctly to your question would be too much space. There followed a few simple rules, which are: Never use more than 10% of your credit line (can be used over time you pay quickly). It is called coefficient, the greater the percentage damage to your score. Never keep the balance at maximum ALWAYS make your payments on time, with only a delay in your credit report for two years by the FCRA. I hope this helps answer your question.

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This entry was posted on January 31, 2008 at January 31, 2008 and is filed under credit. You can follow any responses to this entry through the RSS 2.0 feed.